Self Managed Superannuation Funds (SMSF) and Lending

Has your SMSF loaned money? If so, make sure the loan terms comply with the law and are in the best interests of your retirement. The ATO is concerned some trustees are lending money from their fund to people who provide advice or assist in the running of the fund. This may not be inContinue reading “Self Managed Superannuation Funds (SMSF) and Lending”

Get ready For the Post-Christmas Cash Flow drought….7 ways to stay ahead!

The global financial crisis is squeezing credit and bank overdrafts and trade payments have been slowing. Therefore, small businesses should support themselves for an economic slowdown in the wake of chaos in international finance markets and a decrease in the value of the Australian dollar. They should be keeping a close watch on cash flow,Continue reading “Get ready For the Post-Christmas Cash Flow drought….7 ways to stay ahead!”

Getting Credit Card Debt Under Control

First things first. To get your credit card debt under control you require a realistic assessment of your income and expenses. There are no if’s, but’s or maybe’s about it. If you are consistently spending more then you earn it is time to rectify the situation. BudgetTo get your credit card spending under control youContinue reading “Getting Credit Card Debt Under Control”


Did you know that billions of dollars is sitting in lost superannuation accounts waiting for Australians to claim?Lost super is a special term used to describe superannuation benefits that are recorded in the Lost Members Register. Your super benefits may be recorded as lost if your super fund cannot contact you due to changes in your member details orContinue reading “LOST SUPERANNUATION”

First home buyers: Choose the right home loan and get ahead

Looking for a home loan can be daunting.  And with the recent rise in interest rates (and future rises expected), finding a competitively priced loan is more important than ever. With so many home loan products on the market, first home buyers need take heed when comparing loans and make sure they get the rightContinue reading “First home buyers: Choose the right home loan and get ahead”

Is a Self Managed Superannuation Fund right for me?

SMSFs an attractive option: top 6 benefits of Self Managed Super Funds About one third or $420 billion of superannuation savings in Australia is now held in Self Managed Super Funds, or SMSFs, says Christine Hallowes from EFS, part of the Count Wealth Accountants network.   Also known as a ‘Do it Yourself’ or ‘DIY Fund,’ aContinue reading “Is a Self Managed Superannuation Fund right for me?”